Working for Your Money?


Ok, you succeed in your career, but are you really working efficiently for your own money?

If the answer to the question above is or similar to “Oh yeah, I earn a lot of (or sufficient) money and have saved big bucks, it is all in the bank to manage my money growth.”, you’re wrong! Income of any size does not mean financial wealth. You probably delegate the task to manage your money to the bank as a consequence of lack of time to carry this subject in your busy agenda (once your position takes most of your working and non-working time) or/and because you think the banks are experts on it. And that is a reality, no question.

But then how to work for your own money efficiently?

To answer this question, simply practice what I mean by “work for your own money”:

  • think regularly about your life priorities, establishing goals for short, medium and long terms
  • be aware and track your monthly and annual cash flow
  • know your profile (including the context/stage of your life)
  • get informed about what is happening in the place and surroundings (planet earth) you’re living in, and
  • finally, discuss options (financial products suitable for you) with your banker and demonstrate you are familiar with the subject and know what you want.

The next 2 posts will detail how to plan and in fact practice all the content presented in the bullets above.

First, as an executive, you probably practice some, several or all the mentioned above, but the trigger point is to put it all together for your own benefit. This means to connect and to improve consciously the benefits of the practices that you already have, being systematically and focus on this purpose.

Suggestion for reflection, a Ted Talks about Savings and Behavior Finance: click here!




Investopedia. (n.d.). Investopedia: Terms. Retrieved from Investopedia. (n.d.). Investopedia: Terms. Retrieved from Investopedia:

Nisen, M. (2013). Top CEOs Work Crazy Hours Even On Normal Days. Business Insider, pp.

Benartzi, S. (2011, November). Saving for Tomorrow, Tomorrow. Retrieved from Ted:


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